What does Aflac accident policy cover?

Aflac’s accidental injury insurance helps cover a wide span of events, from emergency situations to more common accidents. On one side of the spectrum, we provide coverage for burns, comas, paralysis, concussions, dislocations, and lacerations.

What does Aflac accident policy cover?

Aflac’s accidental injury insurance helps cover a wide span of events, from emergency situations to more common accidents. On one side of the spectrum, we provide coverage for burns, comas, paralysis, concussions, dislocations, and lacerations.

What does Aflac pay for injuries?

Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in a hospital emergency room.

How does Aflac accident work?

That’s the benefit of the Aflac Accident Insurance plan. In the event of a covered accident, the plan pays cash benefits fast to help with the costs associated with out-of-pocket expenses and bills—expenses major medical may not take care of, including: • Ambulance rides.

How long does it take Aflac to process an accident claim?

Claims approval process takes 5 days to process and pay out claims.

What is considered an accidental injury?

Accidental injury means an injury that results accidentally or from any external, violent and anticipated causes. For instance, an unintentional bodily injury resulting from any external force and against the normal course of events can be categorized as an accidental injury.

How much does Aflac pay for broken bones?

If a doctor diagnoses the fracture as a chip fracture, we will pay 25% of the amount shown for the affected bone. The maximum amount payable for the Fracture Benefit per covered accident is 150% the benefit amount for the fractured bone that has the higher dollar amount.

How much does Aflac pay for xray?

X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.

What documents are needed for Aflac accident claim?

Accidental death – Certified death certificate & beneficiary statement claim form. Police report – Required for MVA and any other occurrence investigated by the police. Physician’s office notes. Emergency room – ER or urgent care report.

How far back will Aflac pay?

AFLAC VALUE RIDER Pays $1,000 every 5 years while the policy is in force (up to five times), less any disability claims paid or $100, whichever is greater. DISABILITY BENEFIT FOR ON-THE-JOB INJURY RIDER Provides benefits if a disability is caused by a covered on-the-job injury while coverage is in force.

What are the most common accidental injuries?

Accidental falls, motor vehicle accidents, and unintentional poisoning were some of the highest-ranking causes of death.

What are non accidental injuries?

Non-Accidental Injury is a term that is used to describe a number of different physical injuries or abuse to a child. The term describes any injury that is said to have been inflicted. This means that it cannot simply be an injury that occurred unintentionally or unexpectedly.

Does Aflac cover pre existing injuries?

Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.